chunks. if you are a business and you're pretty small you have less than $150,000 in revenue, where should you go? >> this is a category of businesses just getting off the ground. they've got some revenue, some customers. they should look at community development, financial institutions, cdfis. these are organizations that have the time and people to spend a lot of time developing the business plan and doing the things necessary for someone who's at that stage of development in their business to access their first big loan and their first capital to grow their business. >> it's helpful it's not just money, it's consulting. >> there's a lot of hand holding involved. at that point that's really needed. >> let's take to it the next level, you have between $2r50,000 and maybe $5 million this is where your company comes in. >> this is the most exciting time in terms of capital access for these businesses. finally technology is having a huge impact in what options are available and how capital gets delivered.